Asset Allocation is key to helping your clients achieve their financial goals.

Asset allocation strategically diversifies a portfolio among different asset classes, such as U.S. and foreign equities, bonds, cash equivalents, and real estate. Every investor has individual investing needs and objectives, so finding the right mix can be challenging.

However, in one simple step, our Asset Allocation Portfolios give your clients the opportunity to benefit from changing market cycles through a higher degree of diversification, and can help reduce overall portfolio risk. Each portfolio seeks to deliver a comprehensive investment strategy; automatic diversification and risk management; forward looking, quarterly tactical rebalancing; simplicity and efficiency.

What Differentiates Asset Allocation at Goldman Sachs?

Simplicity. A long-term investment strategy in one step.

As a financial advisor, you can help your clients access the same quantitative asset allocation models provided to Goldman Sachs’ institutional clients.

 

Strength. Historically consistent results generated by teams of experts.

Our global portfolio management team creates value through long-term strategic benchmark asset allocations, quarterly, global tactical allocation and security selection.

 

Solutions. To meet clients' specific goals.

We offer four Asset Allocation Portfolios to suit your client’s time horizon, address their investment objectives, and align with their individual tolerance for investment risk.

 

Goldman Sachs Asset Allocation Portfolios

Because every investor has different needs, we offer four risk-based Asset Allocation Portfolios—each designed with a specific goal, time horizon and risk tolerance in mind.

Balanced Strategy 40% Equity 60% Fixed Income		Growth and Income Strategy 60% Equity 40% Fixed Income		Growth Strategy 80% Equity 20% Fixed Income		Equity Growth Strategy 100% Equity

 

The portfolio ranges may change over time and the strategy ranges and investments in each underlying fund may be changed from time to time.

 

Asset Allocation Portfolios are subject to the underlying fund expenses as well as the expenses of the portfolio, and the cost of this type of investment may be higher than a mutual fund that only invests in stocks and bonds.

The Equity Growth Strategy Portfolio is expected to invest a relatively significant percentage of its assets in the Goldman Sachs Structured Large Cap Growth, Structured Large Cap Value, Structured Small Cap Equity and Structured International Equity Funds, and is subject to the risk factors of those funds. Some of those risk factors include the volatility of U.S. and non-U.S. equity investments; and the political, economic and currency risks of non-U.S. securities, which are particularly significant regarding equities of issuers located in emerging markets.

The Growth Strategy Portfolio is expected to invest a relatively significant percentage of its equity allocation in the Goldman Sachs Structured Large Cap Growth, Structured Large Cap Value, Structured Small Cap Equity and Structured International Equity Funds, and is subject to the risk factors of those funds. Some of those risk factors include the volatility of U.S. and non-U.S. equity investments; the credit risk and volatility of high yield bonds; and the political, economic and currency risks of non-U.S. securities.

The Growth and Income Strategy Portfolio is expected to invest a relatively significant percentage of its equity allocation in the Goldman Sachs Structured Large Cap Growth, Structured Large Cap Value, Structured Small Cap Equity and Structured International Equity Funds and will invest a relatively significant percentage of its assets in the Structured Fixed Income and Global Income Funds. The Portfolio is subject to the risk factors of those funds. Some of those risk factors include credit and interest rate risk, the price fluctuations of U.S. government securities in response to changes in interest rates; the credit risk and volatility of high-yield bonds; and the volatility of non-U.S. stocks and bonds and U.S. stocks.

The Balanced Strategy Portfolio is expected to invest a relatively significant percentage of its equity allocation in the Goldman Sachs Structured Large Cap Growth, Structured Large Cap Value, Structured Small Cap Equity and Structured International Equity Funds and may invest a relatively significant percentage of its assets in the Global Income and High Yield Funds. It is expected that the Portfolio will invest more than 25% of its assets in the Short Duration Government Fund. The Portfolio is subject to the risk factors of those funds. Some of those risk factors include credit and interest rate risk, the price fluctuations of U.S. government securities in response to changes in interest rates; the volatility of investments in the stock market; and currency, economic and political risks of non-U.S. investments.

Diversification does not protect against market risks, and does not assume a profit.

Past performance does not guarantee future results.