Mutual Fund Investor Services

A summary prospectus, if available, or a Prospectus for the Fund containing more information may be obtained from your authorized dealer or from Goldman, Sachs & Co. by calling (retail - 1-800-526-7384) (institutional - 1-800-621-2550) for the Goldman Sachs Funds and (1-800-762-5035) for the Goldman Sachs Variable Insurance Trust Funds. Please consider a fund's objectives, risks, and charges and expenses, and read the summary prospectus, if available, and the Prospectus carefully before investing. The summary prospectus, if available, and the Prospectus contains this and other information about the Fund.

Please note that no proxy voting information is provided on behalf of the Goldman Sachs Financial Square money market funds and the Goldman Sachs Institutional Liquid Assets money market portfolios because they invest exclusively in non-voting securities. In addition, no proxy voting information is provided on behalf of the Goldman Sachs Asset Allocation Portfolios because none of the securities the portfolios held solicited proxy votes for the year ended June 30, 2012.

The proxy votes listed in the Goldman Sachs Funds' Form N-PX filings and on this website represent votes taken on various issues for the one year period ended June 30, 2012. The votes should not be considered an indicator of how the Goldman Sachs Trust, Goldman Sachs Variable Insurance Trust or their investment advisers will vote in the future on the same or similar issues. See the attached description of our proxy voting policies and procedures.

The information and services provided on this Web site are intended for persons in the U.S. only. Non-U.S. persons are directed to our audience selection page.

Goldman, Sachs & Co. is the distributor of the Goldman Sachs Funds.

NOT FDIC-INSURED | May Lose Value | No Bank Guarantee