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Goldman Sachs Presentation at the Credit Suisse 2010 Financial Services Conference

David Viniar, Chief Financial Officer, presented at the Credit Suisse 2010 Financial Services Conference in Naples, Florida, on Wednesday, February 10, 2010 at 8:45 a.m.

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Today's presentation may include forward-looking statements. These statements represent the Firm's belief regarding future events that, by their nature, are uncertain and outside of the Firm's control. The Firm's actual results and financial condition may differ, possibly materially, from what is indicated in those forward-looking statements. For a discussion of some of the risks and factors that could affect the Firm's future results, please see the description of "Risk Factors" in our current annual report on Form 10-K for our fiscal year ended December 2008. You should also read the information on the calculation of non-GAAP financial measures that is posted on the Investor Relations portion of our website: www.gs.com/investor-relations.

The statements in the presentation are current only as of its date, February 10, 2010