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Goldman Sachs Presentation at the 2008 Merrill Lynch Banking and Financial Services Investor Conference

Lloyd C. Blankfein, Chairman & CEO, is scheduled to present at the 2007 Merrill Lynch Banking & Financial Services Investor Conference on Tuesday, November 11, 2008 4:15 P.M. EST.

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Cautionary Note on Forward-Looking Statements:

Today's presentation may include forward-looking statements. These statements represent the Firm's belief regarding future events that, by their nature, are uncertain and outside of the Firm's control. The Firm's actual results and financial condition may differ, possibly materially, from what is indicated in those forward-looking statements. For a discussion of some of the risks and factors that could affect the Firm's future results, please see the description of "Risk Factors" in our current annual report on Form 10-K for our fiscal year ended November 2007. You should also read the information on the calculation of non-GAAP financial measures that is posted on the Investor Relations portion of our website: www.gs.com.

The statements in the presentation are current only as of its date, November 11, 2008.