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Use of this site is subject to these Terms and Conditions of Use:

Data and services only descriptive: The data and services described herein are calculated based on historical information and should not be relied upon to predict future values or prices. The data and services described herein are similar to, but may not be identical to, data and services used by Goldman Sachs for its internal purposes, and there can be no assurance that the quantitative outputs or other results obtained by use of the data or services set forth herein will be the same as those which Goldman Sachs may obtain from its own pricing models. Any values shown are provided for information purposes only and are not guaranteed for accuracy or as realizable values.

Content not to be construed as a solicitation or recommendation; no responsibility to update: This material is for the private information of the user, and Goldman Sachs is not soliciting any action based upon it. This material is not to be construed as a recommendation or an offer to buy or sell or the solicitation of an offer to buy or sell any security, financial product or instrument or to participate in any particular trading strategy. Although this material is based upon information that Goldman Sachs considers reliable and endeavors to keep current, Goldman Sachs does not represent that this material is accurate, current or complete, and it should not be relied upon as such.

No suitability determination has been made; not all risks disclosed; consult private advisors: The fact that Goldman Sachs has made the data and services provided herein available to the user does not constitute a representation that any product described herein is suitable or appropriate for the user. Many of the products described herein involve significant risks, and the user should not enter into any transactions unless the user has fully understood all such risks and has independently determined that such transactions are appropriate for the user. Any discussion of risks contained herein with respect to any product should not be considered to be a disclosure of all risks or a complete discussion of the risks which are mentioned. The user should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax or accounting advice, and the user should not act on any information in this service without consulting its independent business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

No liability for content; no liability arising from use: Goldman Sachs shall have no liability, contingent or otherwise, to the user or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain user's access to this service, or for any interruption or disruption of such access or any erroneous communication between Goldman Sachs and user, regardless of whether the connection or communication service is provided by Goldman Sachs or a third-party service provider. Goldman Sachs shall have no liability, contingent or otherwise, to the user or to third parties, for the correctness, quality, accuracy, timeliness, pricing, reliability, performance, continued availability, completeness or delays, omissions or interruptions in the delivery of the data and services available herein or for any other aspect of the performance of this service or for any failure or delay in the execution of any transactions through this service. In no event will Goldman Sachs be liable for any special, indirect, incidental or consequential damages which may be incurred or experienced on account of the user using the data or services made available herein, even if Goldman Sachs has been advised of the possibility of such damages. Goldman Sachs will have no responsibility to inform the user of any difficulties experienced by Goldman Sachs or third parties with respect to the use of the services or to take any action in connection therewith.

No representation made as to other sites or links; no endorsement: This service may provide links to certain Internet sites sponsored and maintained by third parties (the "Sites"). Goldman Sachs is providing such links solely as a convenience to you. Accordingly, Goldman Sachs makes no representations concerning the content of the Sites. The fact that Goldman Sachs has provided a link to the Site does not constitute an endorsement, authorization, sponsorship or affiliation by Goldman Sachs with respect to the Site, its owners or its providers. Goldman Sachs has not tested any information, software or products found on any of the Sites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein.

Non-US disclosure: Unless governing law permits otherwise, you must contact a Goldman Sachs entity in your home jurisdiction if you want to use our services as described in this material.

Australia
Goldman, Sachs & Co. and its affiliates and their officers, directors, partners and employees (collectively, "Goldman Sachs") make no warranty whatever to the user, expressed or implied, including but not limited to, warranties as to quality, accuracy, reliability, timeliness, continued availability, interruption of a transmission or completeness of the data and services made available herein, nor are there any implied warranties or merchantability or fitness for a particular purpose. Goldman Sachs shall have no responsibility to maintain the data and services made available herein or to supply and corrections, updates or releases in connection therewith. Availability of data and services are subject to change without notice.

Goldman Sachs shall have no liability, contingent or otherwise, to the user or to third parties, for the quality, accuracy, performance, timeliness, continued availability, completeness or delays, omissions or interruptions in the delivery of the data and services available herein. In no event will Goldman Sachs be liable for any special, indirect, incidental or consequential damages which may be incurred or experienced on account of the user using the data or services made available herein, even if Goldman Sachs has been advised of the possibility of such damages.

Goldman Sachs will have no responsibility to inform the user of any difficulties experienced by Goldman Sachs or other third parties with respect to the user of the services or to take any action in connection therewith.

The material is for the private, general information of the user and has been prepared without regard to any particular user's investment objectives, financial situation and means and Goldman Sachs is not soliciting any action based on it. This material is not to be construed as a recommendation or an offer to buy or sell or the solicitation of an offer to buy or sell any financial product or instrument or to participate in any particular trading strategy. Although this material is based upon information that Goldman Sachs considers reliable and endeavors to keep current, Goldman Sachs has not verified this information and does not represent that this material is accurate, current or complete, and it should not be relied upon as such.

Brazil
The information provided in the Web site does not constitute a public offering or distribution of securities in Brazil.

Canada
In Canada, the data and services made available herein and the products described herein are being made available by Goldman, Sachs & Co. and Goldman Sachs Canada. Goldman, Sachs & Co. may be prohibited from selling certain securities and products in certain jurisdictions in Canada, and Goldman Sachs has approved of, and agreed to take responsibility for, the distribution of the data, services and products in Canada in circumstances in which the offer or sale of a security or product by Goldman, Sachs & Co. would be so prohibited but would be permitted by Goldman Sachs Canada. The entering into acquisition cost limitations of CDN $97,000 or more, depending upon the location of the user and the nature of the product.

Quebec
CHAQUE USAGER DU SITE INTERNET WORKBENCH RECONNAÎT QUE C'EST SA VOLONTÉ EXPRESSE QUE TOUS LES DOCUMENTS FAISANT FOI OU SE RAPPORTANT DE QUELQUE MANIÈRE AU SITE INTERNET WORKBENCH SOIENT RÉDIGÉS UNIQUEMENT EN ANGLAIS.

France
The information contained in the Web site does not constitute an offer of securities.

Each client located in a member state of the European Union is reminded that certain transactions in financial instruments are regulated by Directive 93-22, dated May 10, 1993, relating to investment services, and by the Second Directive, dated December 15, 1989, relating to banking coordination, and may only be effected through entities qualifying as Investment Services Providers and, with respect to banking transactions, as Credit Institutions in each of the relevant member states of the European Union. Accordingly, any query arising in relation to a transaction or potential transaction should be directed exclusively to the representative of Goldman Sachs International.

Hong Kong
Any research product contained herein is being distributed by Goldman Sachs (Asia) L.L.C.

Japan
Any research product contained herein is not a prospectus. Purchasers of any research product contained, advertised or otherwise referred to herein should make their own independent investment decisions.

In Japan, the data and services made available herein and the products described herein are being made available by Goldman Sachs Japan Co., Ltd.

Spain
The material in the Web site is not specifically addressed to any particular jurisdiction, nor intended for any specific customers of Goldman, Sachs & Co. or its affiliates.

United Kingdom
Issued in the UK by Goldman Sachs International, a firm authorised and regulated by the FSA for the conduct of investment business in the UK.

The price of the instruments, and the value of transactions, identified on this Site, may fluctuate and may move adversely to the client's position, and the client may incur losses. Changes in the rates of exchange may have an adverse effect on the value, price or income, if any, of transactions entered into by the client through the Site. Some transactions could involve losses in amounts in excess of the amount initially committed.

Any indicative term sheet contained herein is an "advertisement" approved for issue in the United Kingdom by Goldman Sachs International (GSI), a company authorised and regulated by the Financial Services Authority.

Any research product contained herein is provided by Goldman Sachs International.

Instruments and transactions identified on this Site might not be suitable for all clients. Clients should seek advice from their own independent investment advisers regarding such instruments and transactions and the suitability of any such transaction in the context of their individual circumstances.

Neither Goldman, Sachs & Co. nor its non-UK affiliates has a permanent place of business in the United Kingdom, and they are not authorized or regulated by the Financial Services Authority. A different regulatory regime, including compensation arrangements, from that applicable in the UK will be applicable for any dealings with Goldman, Sachs & Co. and its non-UK affiliates.

Venezuela
Los servicios no estan disponibles de Venezuela.