Consumer Products

Marcus by Goldman Sachs is a digital banking platform that connects consumers with financial products and tools that benefit from Goldman Sachs’ history of financial expertise.  

 

Marcus by Goldman Sachs is currently offered in the US and the UK.

 

Services Marcus Offers

Savings

Marcus offers a high-yield Online Savings Account and certificates of deposit with competitive interest rates in the US through Goldman Sachs Bank USA. Goldman Sachs Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC), which insures deposits up to certain limits (see FDIC). We also offer a high-yield Online Savings Account in the UK through Goldman Sachs International Bank. Deposits with Goldman Sachs International Bank are protected up to a certain amount by the Financial Services Compensation Scheme (FSCS). We also offer a high-yield Online Savings Account in the UK through Goldman Sachs International Bank. Deposits with Goldman Sachs International Bank are protected up to a certain amount by the Financial Services Compensation Scheme (FSCS).

Lending

Marcus offers fixed-rate personal loans ranging from $3,500 to $40,000. There are no late or prepayment fees. Our loans can be used for major purchases, for home improvements, to pay off high interest credit cards, and for special occasions. We are an equal opportunity lender. All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

Investing

Marcus Invest provides investment portfolios designed by Goldman Sachs experts with technology that monitors activity and triggers rebalancing as needed. Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA/SIPC. Research our firm at FINRA's BrokerCheck. Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC.

Marcus Invest not available in the UK.

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Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA/SIPC. Research our firm at FINRA's BrokerCheck. Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. A diversified portfolio does not ensure a profit or protect against a loss.  Past performance does not guarantee future results. Investment outcomes and projections are forward-looking statements and hypothetical in nature. Neither this website nor any of its contents shall constitute an offer, solicitation, or advice to buy or sell securities in any jurisdictions where GS&Co. is not registered. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures.