Marcus by Goldman Sachs

Marcus by Goldman Sachs is an online platform offering fixed-rate, no-fee personal loans to consumers.  

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Named after Marcus Goldman, one of the firm’s founders, Marcus by Goldman Sachs relies on the strength and heritage of a 148-year-old financial institution to provide credit-worthy consumers with a transparent and simple approach to consolidate their high-interest credit card debt. The Marcus team listened to thousands of consumers share their experience managing debt. Their feedback was central to designing features of the Marcus personal loan product and customer experience. We heard that:

  • Consumers are tired of hidden fees. Marcus has no fees.
  • Consumers are stressed by unexpected changes in interest rates on credit cards. Marcus offers fixed rates throughout the term of the loan.
  • Consumers are disgruntled by pre-assigned payment dates and limited payment options. Marcus enables customers to choose their monthly payment date and a payment option designed to fit their budget.
  • Consumers are frustrated with automated machines instead of being able to speak to someone directly when they need assistance. Marcus has dedicated loan specialists in Salt Lake City who deliver live, personalized support.

With these insights in mind we created Marcus with the goal of helping people manage their debt for a healthier financial future. Please visit to learn more about our fixed-rate, no-fee personal loans.