Inclusive Growth

We're supporting underserved populations by leveraging our capabilities to improve access and affordability.

Digitization of healthcare is leading to better accessibility. Micro finance solutions are enabling the growth of SMEs and entrepreneurs. Financing solutions around affordable housing are addressing underserved markets. At its core, inclusive growth is about supporting communities, drawing on innovative finance and partnerships to mitigate unequal access and affordability among underserved populations. Leaning on the principles of inclusivity and disruptive thinking, Goldman Sachs is supporting concrete solutions to drive inclusive growth.

Inclusive Growth

Accessible & Innovative Healthcare

We are advancing accessible and innovative healthcare to enable the use of digital technology, coordination, and infrastructure advancements for our clients, as well as to support advanced devices and diagnostics toward better healthcare outcomes.

Case Study: Grupo Oncolinicas

Headquartered in Sao Paulo, Brazil, Oncoclinicas is the largest private provider of comprehensive oncology treatment in the country. Goldman Sachs’ sustainable finance solutions have enabled Oncoclinicas to build large-scale projects and continue investing in the most advanced technologies in cancer treatment. As an investor since 2015, our capital has helped to support growth and expansion into 25 cities in Brazil and in 2018 we became the organization’s largest shareholder.

Financial Inclusion

We are working with our clients to advance the growth and advancement of financial technology, insurance products and alternative credit to help support financial inclusion for all.   

Case Study: ZestMoney

Goldman Sachs led a funding round for ZestMoney, an Indian fintech startup that lends to millions who lack traditional credit. ZestMoney enables consumers to secure loans and make online purchases while building a credit history that opens doors to traditional credit markets. 

Accessible & Affordable Education

We are working with our clients to enable greater access to education, improve learning outcomes, and help close opportunity gaps for learners of all ages. 

Case Study: Climb Credit

Climb Credit received $50 million in lending capital from Goldman Sachs to provide financing for people to affordably learn valuable career skills with life-changing impact. The capital allows Climb Credit to expand access to career-transforming education and skills training for people with various financial backgrounds, and promote economic mobility for their users. Since 2014, their loans have funded the education of over 15,000 learners and they've partnered with nearly 200 schools that provide training for career paths with strong earning potential in today’s economy.


Our focus is anchored in community investment and supporting clients to enable infrastructure development, affordable housing and livelihood advancement.       

Case Study: Bedford Stuyvesant Restoration Corporation

Responding to the need for quality affordable housing in New York, Goldman Sachs partnered with the leading not-for-profit organization Bedford Stuyvesant Restoration Corporation (BSRC), the nation’s first Community Development Corporation, to finance six separate mixed-use mixed-income housing developments within a single neighborhood in Brooklyn. Goldman Sachs’ Social Impact Fund also provided a $12 million lending facility to help BSRC expand its operations and improve organizational efficiency.