Personal Wealth
Access to the Goldman Sachs proprietary investment platform,1 asset allocation guidance, and portfolio implementation with tax-efficient solutions and proprietary alternative investments.2
Benefit from timely economic and market intelligence, guidance on implications of regulatory and tax policy changes, and analysis from business and cultural leaders.
Advisors can provide in-depth planning on multi-year cash-flow, liquidity and lending, risk management and insurance, taxes for investments and liquidity events, retirement, your estate, philanthropic goals, and more.
- Actively managed portfolios based on Investment Strategy Group (ISG) asset allocations aligned to risk profile, tactical tilts, sustainability, and more
- Ongoing investment strategy that contemplates order of operations of spend, tax efficiency, risk adjusted returns, short- and long-term goals, and risk tolerance
- Evaluate coverage needs for life and long-term care (LTC)
- Provide solutions on income strategies, income replacement strategies, and wealth transfer strategies consistent with family wealth objectives
- Provide insurance strategies for wealth protection
- Can implement tax-efficient investment strategies, including tax-loss harvesting and charitable giving
- Access to third-party tax preparation solutions3
- Coordinate asset ownership and beneficiaries in respect to investments (beneficiary reviews for IRAs/trusts)4
- Provide access to tax-effective wealth transfer strategies and trust advisory services4
- Review core estate plan documents with client’s attorney (e.g., wills, revocable trusts, ancillary documents) to optimize wealth preservation4
- Forecast liquidity needs
- Deliver long-term cash-flow models
- Provide referrals for various types of loans, including private stock considerations (as appropriate)
- Forecast spending and asset sufficiency through retirement
- Deliver long-term wealth accumulation strategies and models to understand implications in retirement of current financial decisions
1 For eligibility criteria, contact a Goldman Sachs Ayco financial advisor. Investment management services come at additional cost. Investible assets must be custodied with Goldman Sachs to have access to these offerings.
2 Alternative investments may involve a substantial degree of risk, including the risk of total loss of an investor’s capital and the use of leverage, and therefore may not be appropriate for all investors
3 Tax-preparation and filing services are offered by a select third-party provider who may incur additional fees
4 Goldman Sachs Ayco does not provide legal advice, clients should consult with an attorney before implementing any legal strategy
