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Annual Benefits and Compensation Trends Report

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"2025 Benefits and Compensation Trends Report"

2025 Benefits and Compensation Trends Report

"<h2>Latest Benefits and Compensation Trends in Corporate America</h2>\r\n<p>&nbsp;</p>\r\n<p>We analyzed the compensation and benefits offerings at over 400 companies where Goldman Sachs Ayco provides financial counseling to uncover trends around:</p>\r\n<ul>\r\n<li>Changes in the retirement benefit landscape</li>\r\n<li>Employee stock purchase plans</li>\r\n<li>Voluntary and ancillary benefits that meet diverse employee needs</li>\r\n<li>Responding to rising healthcare costs</li>\r\n</ul>\r\n"

<h2>Latest Benefits and Compensation Trends in Corporate America</h2>
<p>&nbsp;</p>
<p>We analyzed the compensation and benefits offerings at over 400 companies where Goldman Sachs Ayco provides financial counseling to uncover trends around:</p>
<ul>
<li>Changes in the retirement benefit landscape</li>
<li>Employee stock purchase plans</li>
<li>Voluntary and ancillary benefits that meet diverse employee needs</li>
<li>Responding to rising healthcare costs</li>
</ul>


"<h2>In this guide</h2>\r\n<h2> </h2>\r\n<p><b>Key findings across our corporate partners include:</b></p>\r\n<h3> </h3>\r\n<h3>401(k) design optionality</h3>\r\n<p>Optionality in 401(k) design to include Roth in-plan conversion (59%), Roth automatic in-plan conversion (29% of those offering in-plan conversion), and managed account options (46%)<sup>1</sup></p>\r\n<h3>ESPP</h3>\r\n<p>Of publicly traded companies, 44% offer an employee stock purchase plan<sup>2</sup></p>\r\n<h3>PTO conversion</h3>\r\n<p>Options to convert PTO into student loan payments, 401(k), and/or HSA contributions and more</p>\r\n<h3>Parental leave</h3>\r\n<p>Over 50% offer parental leave<sup>3</sup></p>\r\n<h3>Voluntary benefits</h3>\r\n<p>The most common voluntary benefits include group legal (74%), accident insurance (72%), critical illness (71%), and pet insurance (63%)<sup>3</sup></p>\r\n"

<h2>In this guide</h2>
<h2> </h2>
<p><b>Key findings across our corporate partners include:</b></p>
<h3> </h3>
<h3>401(k) design optionality</h3>
<p>Optionality in 401(k) design to include Roth in-plan conversion (59%), Roth automatic in-plan conversion (29% of those offering in-plan conversion), and managed account options (46%)<sup>1</sup></p>
<h3>ESPP</h3>
<p>Of publicly traded companies, 44% offer an employee stock purchase plan<sup>2</sup></p>
<h3>PTO conversion</h3>
<p>Options to convert PTO into student loan payments, 401(k), and/or HSA contributions and more</p>
<h3>Parental leave</h3>
<p>Over 50% offer parental leave<sup>3</sup></p>
<h3>Voluntary benefits</h3>
<p>The most common voluntary benefits include group legal (74%), accident insurance (72%), critical illness (71%), and pet insurance (63%)<sup>3</sup></p>


"<h1><span class=\"textBody04Regular\">1. Data based on 411 Goldman Sachs Ayco corporate partners as of May 2024.<br>\r\n2. Data based on 350 Goldman Sachs Ayco corporate partners as of May 2024.<br>\r\n3. Data based on 420 Goldman Sachs Ayco corporate partners as of May 2024.</span></h1>\r\n"

<h1><span class="textBody04Regular">1. Data based on 411 Goldman Sachs Ayco corporate partners as of May 2024.<br>
2. Data based on 350 Goldman Sachs Ayco corporate partners as of May 2024.<br>
3. Data based on 420 Goldman Sachs Ayco corporate partners as of May 2024.</span></h1>


<p><span class="textBody04Regular"><b>Accessibility Notice:&nbsp;</b>A&nbsp;<a href="/transcript-requests">transcript is available&nbsp;</a>for any video on this page.</span></p>


2025 Benefits and Compensation Trends Report

Latest Benefits and Compensation Trends in Corporate America

In this guide

401(k) design optionality

ESPP

PTO conversion

Parental leave

Voluntary benefits

1. Data based on 411 Goldman Sachs Ayco corporate partners as of May 2024. 2. Data based on 350 Goldman Sachs Ayco corporate partners as of May 2024. 3. Data based on 420 Goldman Sachs Ayco corporate partners as of May 2024.

1. Data based on 411 Goldman Sachs Ayco corporate partners as of May 2024.
2. Data based on 350 Goldman Sachs Ayco corporate partners as of May 2024.
3. Data based on 420 Goldman Sachs Ayco corporate partners as of May 2024.