of treasurers expect their role to evolve significantly in the next five years.1
How Digital Transformation Can Unlock Treasury Potential
As market volatility accelerates and expectations shift to real time, the treasurers' role has evolved from utility function to strategic business partner. Yet the infrastructure supporting this transformation has not kept pace. While treasuries are now expected to optimize global working capital, enable frictionless money movement, and drive real-time decision making, the function remains constrained by fragmented payment systems, dispersed liquidity, and siloed data.
Read our report to discover how organizations can leverage digital solutions to help bridge this gap.
How Digital Treasury Solutions Can Optimize Centralization, Transparency, and Insights
A New Mandate for TreasuryClosing this gap requires more than incremental upgrades. It requires rethinking how treasury operates, so organizations can shift from disconnected workflows to interoperable, real-time driven systems that can help support how today’s businesses manage liquidity and money movement.
Evaluating the Capability GapGiven the new demands on treasury—access to real-time visibility into cash positioning, centralization of global liquidity, and data-driven decision-making—many organizations are reevaluating whether their current infrastructure can support what’s next.
Creating Transparent OperationsAs payment workflows and liquidity structures grow in complexity, achieving a centralized, real-time view into cash positioning becomes increasingly difficult. Greater transparency can enable treasury teams to act with speed and precision, even in volatile environments.
Unlocking What Modern Treasury Can DoDigital-first platforms are reshaping how treasury operates, enabling real-time insight, automation, and greater efficiencies. With the right foundation, treasury can move beyond execution to play a more proactive, strategic role in helping to drive the bottom line.
“
Treasury modernization isn’t only about solving pain points. It can create competitive advantage through the way money moves.”
~80%
25%
of treasurers' time is spent on operations vs. 16% on strategy.2
36%
of treasurers are still managing FX exposure manually.3
The Digital Imperative
Transform your treasury to keep up with the demands of modern business.
1 Ernst & Young Global Limited, "DNA of the Treasurer Survey," EY, published September 18, 2025, DNA of the Treasurer Survey, accessed April 13, 2026.
2 Ernst & Young Global Limited, "DNA of the Treasurer Survey," EY, published September 18, 2025, DNA of the Treasurer Survey, accessed April 13, 2026.
3 PricewaterhouseCoopers LLP, ˝2025 Global Treasury Survey", PwC, published June 25, 2025, https://www.pwc.com/us/en/services/consulting/business-transformation/library/2025-global-treasury-survey.html, accessed April 13, 2026.
Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC. For additional information, please see Bank Regulatory Information.