Transaction Banking

Payments

In today's fast-paced business environment, treasurers require payment solutions that can support their company's growing transaction volumes and complexity. Our payment solutions provide dynamic cash movement, digital integration processes, and a simple way to pay in and out.
Digital-first Payment Solutions
Streamlining your payment processes is crucial for operational efficiency. Our payment solutions seek to deliver transparency and provide you with control through simplified workflows and integration across available rails.
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One Banking Platform, Your Choice of Payment Rail

Send and receive payments across all available rails and currencies with end-to-end payment tracking visibility, where available.

Single Global API

Send electronic payments in 120+ currencies into 160+ countries1 with our multi-rail payment API.

Modernize Payment Complexities

With automation, you can make payments in fewer steps to help optimize routing for flexibility, cost, and efficiency.

Payment Solutions
Payments and Receivables

The payments landscape is a patchwork of rails and legacy systems, which can create friction and slow your business down. Our platform was engineered from the ground up to deliver simplified workflows and transparent processing globally. 

Available Solutions:

  • Wires
  • Low-value Payments
  • Real-time Payments 
  • Checks
  • Intelligent Payment Engine
Foreign Exchange (FX) Payments

FX payments can suffer from lack of flexibility and visibility. Our Cross Currency Payments platform was designed to help you manage FX payments and receivables simply and transparently. We provide flexible funding options, access to dynamic FX pricing, and real-time2 reporting. You can view FX rates when executing a trade or request a held rate up for up to 72 hours, including weekends.

Available Solutions:

  • FX Payments
  • FX Receivables
  • Cross-border ACH3
Get in Touch

Learn how Goldman Sachs Transaction Banking can help transform your treasury.

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1 Number of countries and currencies are subject to change without notice.

2 Real-time data can be impacted by planned system maintenance, connectivity or availability issues stemming from related third-party service providers, or other intermittent or unplanned technology issues.

3The terms “Cross Border ACH” and “XB-ACH” are synonymous and refer to any cross-border payment executed, in part, utilizing a payment system, typically low value rails, of the country of the beneficiary bank and account. Except for a USD-denominated “Cross Border ACH” or “XB-ACH” originated from any non-U.S. Bank Office, “Cross Border ACH” and “XB -ACH” do not refer to a U.S. NACHA International ACH Transaction (IAT), and the Operating Rules of NACHA do not apply.

Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC. For additional information, please see Bank Regulatory Information.