NEW REPORT

Liquidity as Strategy: Building the Modern Treasury

Download the Full Report
Download the Full Report
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NEW REPORT

Liquidity as Strategy: Building the Modern Treasury

Download the Full Report
Download the Full Report

Liquidity has always been foundational. Now it can be a competitive advantage. 

Treasury's mandate is expanding—from safeguarding cash to driving strategic growth in an ever-changing operating landscape. Treasurers are no longer measured solely on cash availability but on whether liquidity is positioned to support the business in real time. 

The future belongs to teams that can see, control, and deploy capital at the speed of the business. 

Read our report to see how strategic liquidity tools can help you act when opportunity strikes.

“
The ability to react quickly is critical. Without it, treasury risks falling behind.”
Piyali Williams
Global Head of Liquidity, Goldman Sachs Transaction Banking (TxB™)
From Visibility to Action: The Strategic Liquidity PlaybookFour shifts reshaping how modern treasury operates—and how CFOs measure its impact.
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From Monitoring to MobilizingVisibility is table stakes. The ability to act in real time is what separates market leaders from those managing the aftermath.
The Integrated FrameworkCash pooling, virtual accounts, intercompany netting, and earnings credit rates work most effectively when viewed as a coordinated system—helping to reduce external borrowing, streamline reconciliation, and improve operating margins.
Resilience Through StructureModern liquidity frameworks are built for uncertainty—modular architectures that can be recalibrated as priorities, risk appetites, and operating models evolve.
Compounding Efficiency Integrated structures create a self-reinforcing system. A combination of consolidating balances, internalizing intercompany flows, and optimizing rates can compound value over time. This could help in lowering banking fees, efficiently managing FX exposures, and improving returns on idle cash, while minimizing proportional increases in overhead.
“
Controlling and mobilizing liquidity is what ultimately enables action.”
Ani Majumder
Head of Strategic Liquidity Solutions, Goldman Sachs TxB
Liquidity as Strategy: Building the Modern Treasury

Understand how real-time liquidity is reshaping the modern treasury—and what CFOs, treasurers, and finance leaders need to know next.

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Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC. For additional information, please see Bank Regulatory Information.